- No bank account required
- The receiver does not pay any fees to receive funds
- Fees on sending transfers are subject to the amount sent and receiver’s country
- Both send and receive transfers are for personal use only, no commercial transfers are accepted
- Transfers are received in USD or EGP based on sender’s request
- Transactions can be requested only by individuals of at least 18 years of age
- Egyptian nationals must show a valid ID or passport to process transactions
- Expats must show a valid passport to process transaction
Western Union
Now you can use your AAIB credit and debit cards with Apple Pay to make contactless payments—quickly and securely—in stores, online, and within apps. All of this is completely free, with no extra fees.

Benefits
Account Payable Network (APN) service
- Western Union customers can make use of the APN service, which enables them to receive transferred money directly into their EGP savings account with AAIB or any other bank in Egypt.
- This time and effort-saving service offers customers the added convenience of skipping the waiting line at a branch and cashing their money at any time with their debit cards.
- Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, time zone differences, or selection of delayed options. Additional restrictions may apply.