Saving Account

AAIB’s “Golden Account“ in Egyptian Pound and other foreign currencies (US Dollar, GBP and Euro) adds a new dimension to saving accounts. Enjoy significant growth of your money and flexible interest.


  • Competitive interest rates and tariff on your savings.
  • Same interest rate on any amount starting from account minimum balance.
  • Flexible interest payment frequency ( monthly ,Quarterly, Semi-annually and Annually ) according to your needs
  • Easy and instant access to your money 24/7 with the Debit card of your choice ( Visa and MasterCard )
  • Issuance of credit cards (Visa or MasterCard) against saving accounts.

General Conditions

  • Minimum balance required in EGP 5000, US 500, GBP 500 and Euro 500.
  • Return is calculated on the least balance during the month provided that it is not less than the required minimum balance.
  • Account statements are sent on quarterly basis for a quarterly fee, and can be sent on a monthly basis as per customer request for a monthly fee.
  • You will also be able to access your account ( s )using our free Direct banking ( internet banking & phone banking )

*Make sure to keep your account balance above each account type’s minimum required balance throughout the month to avoid a monthly fee

The following accounts are exempted from this fee:

  • Payroll accounts
  • Certificate of deposit and time deposits ( with minimum balance of EGP 5000 or equivalent in other currencies
  • Accounts linked to credit facilities such as loans or credit cards with any balance

For the general Terms and conditions, please click here

For the bank tariff of charges, please click here


Monthly 12.5000% 0.1875% 0.2500% 0.2500%
Quarterly 12.7500% 0.2500% 0.3750% 0.3750%
Semi-Annually 13.0000% 0.3750% 0.4375% 0.5000%
Annually 14.0000% 0.5000% 0.5000% 0.6250%

** Rates are subject to change. To check most recent rates, please call our Call Center on 19555

Check the flyer here

For more information call
19555 (24 h / 7 days) or 24886679

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