Easy

Installment Plan

Zero Interest Installment Plan

Now you can enjoy AAIB Zero Interest Installment Plan Program by converting your purchases to monthly installments with 0% interest at a one of the participating merchants through )AAIB POS machine.

Easily convert your purchases into equal installments with 0% interest at one of the participating merchants. Please ask the merchant to enroll the transaction for installment before paying and choose the tenor from the available tenors.
Zero interest installment plan is applicable on all AAIB Credit Cards except for cards issued in USD.
Check our list of participating merchants, available tenors for each merchant & offer validity. *
No required minimum amount and the maximum amount is up to 100% of the card available balance.
Purchases transactions converted into Zero Interest Installment Plan is free of charge with no admin fees.
Early settlement for the enrolled amount is available anytime during the installment plan with no fees.
Customer can request an early settlement through AAIB Call Centre on 19555 or +20 226733107 internationally.
Cardholder must not be delinquent in payments nor over limit at the time of request.
In case the requested transaction for installment doesn’t match the terms and conditions, the bank have the right to reject the installment request and transaction to be treated as a standard purchase transaction.
- The cardholder will receive a phone call from AAIB call center to be informed with the decline reason.
- Customer has the right to resolve the rejection reason within 5 working days if possible & call back AAIB Call Centre to inform them that reason is resolved.

*List of Merchants

Merchant	Available Installment Tenors	Valid Until	Offer Details	Service Provider
Dubai Phones	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
I Touch	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Aswak Dubai	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Art House	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Aly Arafa Furniture	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Festival Carpet	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Style House	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
LG – Gesr El Suez Branch	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Modern Stores (LG Mohandseen)	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
CR-7	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Electric Center	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Thir13en	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Terry Optics	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Play N Trade	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Skoda Eastern Company	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Tanagra & More	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Damson	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Dubetta	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
El Gazar for Ceramic	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Carati Jewels	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Mounirto Jewellery	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Colors	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine
Sports Show	3, 6, 9 & 12 months	31/12/2021	All stores	AAIB POS machine

The Easy Installment Plan Program enables all AAIB credit cardholders to pay for their credit card transactions with a minimum of EGP 1,000 on monthly installments at a lower interest rate and repay back from 6 months up to 60 months.

AAIB Easy Installment Plan for Purchases:

Easily convert your purchases into equal installments
Minimum amount that can be put on installment plan is EGP 1,000 and the Maximum amount is up to 80% of the card credit limit
Flexible tenors determined by cardholder: minimum 6 months, maximum 60 months
Purchases transactions converted into Easy Installment Plan is free of charge with no admin fees
Transactions are eligible on all purchases locally and internationally
Early settlement fee is 4% of the total outstanding amounts
Customer can make request to put transactions on Easy installment plan within one month from transaction date, as well as early settlement by calling AAIB Call Centre on 19555 or +20 226733107 internationally

Terms and conditions apply

AAIB Easy Installment Plan for Easy Cash:

Easy Cash enables you to convert your ATM cash withdrawals into equal installments
Minimum amount that can be put on installment plan is EGP 1,000 and the Maximum amount for easy cash is up to 90% of the card limit
Flexible tenors, determined by cardholder: minimum 6 months, maximum 60 months
Easy Cash transactions converted into Easy Installment Plan is free of charge with no admin fees
No daily cash interest is applied on cash transactions converted into Easy Payment Plan
Cash transactions converted into Easy Payment Plan will only be debited with the installment program interest rate as well as the cash in advance fees
Early settlement fee is 4% of the outstanding amount
Customer can make request to put cash withdrawal on Easy installment plan, within 10 working days from transaction date at AAIB Call Centre on 19555 locally or +20 226733107 internationally.

Terms and conditions apply

General Conditions:

Easy Installment Plan Program is applicable on all AAIB Credit Cards
Customers should be regularly paying the monthly minimum payment dues to be eligible for the Easy Installment Plan Program by the time of the request
Easy Installment Plan Program is available on all purchase transactions as well as ATM cash withdrawals

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