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Customer Tips
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Tips for Credit Cards
Dos and Don’ts | | Tips for Usage:- | Paying by card is most likely to be the best and most frequently used payment option. However, we all need to be cautious in our actions for security. Follow the below Dos and Don’ts to help you feel safe when using your credit cards in ATM machines, at home or even abroad: | | Be punctual when paying your credit card bills. This is one of the most essential things to avoid interests and your card blockage. Pay at least your minimum amount (5%) monthly. | | Pay off your balance fully on a monthly basis, if feasible.If this is not an option, then pay as much as you can comfortably afford. Paying off or paying down your balance is a clever financial move that will save you money on interest charges. | | Be cautious on your credit card use for the next while, if you can’t fully pay off your balance. Take time to have a careful look at how much you earn and how much you spend each month. | | Check your account carefully on a monthly basis. Analyze your statement carefully.we will correct any legal inaccuracy, but only if you bring them to our attention in a maximum of 14 days. | | Be observant: look around for any suspicious persons or activity near the ATM machine. If you notice anything that looks suspicious, go to another machine or return at some other time. Also protect your credit card and pin number at ATMs | | Hold your card in your hand: when using the ATM machine, keep your card in your hand and ready to use as you move towards the ATM machine so that you do not have to take extra time at the machine to take the card out of your wallet or purse. | | Cover your transaction: Do not give someone else the opportunity to see the number that you are entering while using the ATM machine, use your body, hand or an object to hide it. | | Put away your cash: Put your cash away instantly in your pocket, wallet or purse. Try to be cautious when you count your money at the machine. | | Keep your car secured: If you use a drive-up ATM machine, lock all doors and be sure the passenger-side windows are closed. | | Take advantage of any security features your card offers. An excellent protection that is highly recommended is including your photograph on the card. |
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Tips to protect you against fraud: | As part of AAIB’s policy of protecting its clients, we would like to warn you of high levels of credit card fraud. As a protective measure against potential fraud, please follow the security tips below: | | Don’t give your PIN number or credit card number to anyone over the phone. | | Call 19555 in case your Credit Card/PIN is lost or stolen to take necessary action for your security and file a fraud report. (client will be considered liable if he/she doesn’t report immediately) | | Don’t forget signing new cards instantly.When you receive your new or replacement card, sign it in ink. | | Don’t give your credit card number except for Internet addresses that begins with https:.The “s” signifies that it is a secure connection and a small padlock symbol should be visible in the bottom right hand corner of the screen, indicatingit is safe to give out your credit card number. | | Don't Leave Your Receipt: Be sure to take your receipt or transaction records with you after paying at any store (POS) |
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